How Can We Help?
Evidence can be lost, and must be preserved. The attorneys at Taylor, Taylor, Cohen & Bowles will find it, preserve it, and maximize its affect. Our attorneys will locate witnesses and obtain statements. We will take photographs of the accident scene, your property damage, and your injuries. We will obtain and organize and make sense of your medical records. The attorneys at TTCB are here to help you every step of the way.
One of the first concerns you may have is “how is my car going to get fixed?” We can help. We will contact both your insurance company and the insurance company of the person who hit you, and make certain that your car is repaired as quickly as possible.
Unpaid medical bills are a primary source of ruined credit and bankruptcy. We are here to help make sure that does not happen to you. There are several ways that your medical bills may get paid. Depending on your personal situation, your bills may be paid by your auto insurance policy, your health insurance policy, or they may be paid by Medicare/Medicaid. If you have no insurance at all, we can still help you get the treatment that you need. It is important that your medical bills get submitted to the proper place from the beginning of your treatment because time may run out and your insurance company may be legally able to refuse to pay. We inform every single medical provider of the proper place to submit your bills to make certain that you pay as little as possible out of your pocket for treatment.
If you are unable to work as a result of your injuries, you may be entitled to disability payments either from the State of New Jersey, a private insurance company, or your auto insurance policy. We can help you apply for these benefits, and make certain that you receive them.
If tickets are issued to you or the person who hit you, we will go to Municipal Court with you – free of charge – to make certain that your rights are protected.
The most important aspect of any personal injury case is making certain that you get proper medical treatment. Health is not replaceable. We want you to recover from your injuries to the full extent possible. We can assist you in finding doctors that treat your type of injuries, and who will also accept your type of insurance.
In New Jersey, you may be limited in your ability to file a claim because of the auto insurance you selected. If you have what is known as the “verbal threshold” or “limited tort” option on your auto insurance policy, your right to recover money may be limited based on your ability to prove by objective medical evidence that you have suffered a permanent injury as a result of your car accident. If you have suffered a permanent injury, the attorneys at Taylor, Taylor, Cohen & Bowles will make sure that you get the treatment you need to document the permanent injury. Do not worry – most New Jersey drivers have the limited right to sue in their insurance policies. Therefore, most of our automobile accident clients have the limited right to sue. Even with this limitation, the attorneys at Taylor, Taylor, Cohen & Bowles have been extremely successful in resolving (and winning) these cases where our clients suffered an injury, and were able to obtain the proper diagnostic testing and medical treatment.
Insurance companies have adjusters, investigators, and attorneys whose only job is to keep you from getting compensated for your losses. We have over 100 years of experience in negotiating car accident cases. Our experience gives us the ability to properly evaluate the value of your case. We use that knowledge to educate you as to what you can expect, and to maximize your recovery.
The accident attorneys at Taylor, Taylor, Cohen & Bowles are litigation attorneys. In the event your meritorious case cannot be settled, the attorneys at Taylor, Taylor, Cohen & Bowles will file a lawsuit. Not only will we keep you advised of significant developments in your case as it progresses, we will be with you throughout every stage of the litigation process. This will include answering Interrogatories, which are written questions sent by the other side, preparing you for your deposition, and preparing you for Court Arbitration. We are litigation lawyers and we are in Court, taking depositions, going to trial, or meeting with our clients every day.
While most cases settle, for the few cases that do not, you should demand a competent, experienced, and skilled trial attorney. Not all attorneys know how to go to trial. All of the car accident attorneys at Taylor, Taylor, Cohen & Bowles have tried cases before juries. Our results speak for themselves.
What You Should Do:
- CALL THE POLICE FROM THE SCENE OF THE ACCIDENT
- GET MEDICAL HELP
- CALL AN ATTORNEY AS SOON AS POSSIBLE
- DO NOT speak with anyone from any insurance company before speaking with an attorney.
- DO NOT fill out any papers from any insurance carrier or company before speaking with an attorney
- Seek medical attention right away, and make certain that you tell the medical professional ALL of your complaints. If one injury hurts worse than another, you should still tell the medical professional about all of your complaints. If you do not complain about ALL of your injuries as soon as possible, and each and every time you are seen by your doctor, the insurance companies will try to avoid paying medical bills for those injuries. They may also refuse to compensate you for your pain and suffering from those injuries.
- It is important that you document your injuries and the effect they have on your life. Begin keeping a diary of how your life has changed because of the accident. For example, write down what type of activities have completely stopped because of the pain associated with the injuries you received in the accident, and write down which activities are done at a slower pace, with help from someone else, or are done in a different way to accommodate for your pain.
- SOCIAL MEDIA – in the event you have a Facebook account, a My Space account, a Twitter account, a SnapChat account, or any Internet account, please be advised that the insurance companies monitor all social networking sites, and, therefore, after your accident, you should immediately stop any and all social networking. An innocently posted picture can be utilized by the defense in attempting to defeat your claim, as can any innocently made statements made by you about the accident or your activity or pain levels after the accident. DO NOT let your friends or family post anything about your accident, or post any pictures of you. Set your profile to private, and do not accept any friends that you do not know from real life. DO NOT DELETE ANYTHING, but do not post anything new. Remember that everything on the internet is a potential exhibit that may be shown to a jury at the time of trial.
- New Jersey has a statute of limitations on car accident claims. This means if you do not file a lawsuit in a certain amount of time, you lose your right to bring any claims.
- In New Jersey, accident victims generally have two years from the date of the accident to file a lawsuit for the injuries they suffer in an accident. There are exceptions to this rule. Some deadlines are shorter, some are longer. The only way to know when you must file a lawsuit is to consult a qualified attorney.
- If you are injured by a governmental agency or an employee who works for a city, a county, or the State of New Jersey, you must file a “Tort Claims Notice” within ninety (90) days of the accident. (Although there are some limited exceptions). You may not realize that the person who hit you was “on-the-job” for a government entity, and for this reason, it is important that you consult an attorney at Taylor, Taylor, Cohen & Bowles as soon as possible after your accident. If you do not file a Notice in a timely manner, you will not be able to pursue your case against those government entities and/or government employees.
Common Causes of Car Accidents in New Jersey
Whenever a driver acts recklessly or carelessly or takes their eyes off the road for just a second, it can cause a car accident. There are hundreds of reasons why car accidents occur. Some of the most common causes of crashes include:
- Distracted driving – While it is illegal to text and drive in New Jersey – or talk on anything other than a hands-free device – too many drivers are still engaging in the practice. Distracted driving also includes looking at the radio or a GPS system, eating or drinking, applying makeup or grooming, or just not paying attention.
- Failure to stop or yield – Some drivers believe they have just enough time to make a traffic light, while others may not obey stop or yield signs altogether. Failure to yield right-of-way is a cause of many serious crashes.
- Drunk driving – Even with all the awareness campaigns today, some people still get behind the wheel after they had too much to drink. Driving under the influence of alcohol or drugs can impair a driver’s ability and result in a serious crash.
- Excessive speed – When drivers are traveling at a speed beyond the speed limit, they do not have enough time to react to the road conditions. They can slam into someone from behind, or hit someone that was turning at an intersection. High speed can also result in greater injuries.
- Reckless driving – Distracted and Drunk Drivers are not the only reckless drivers. Failure to obey traffic signs and other rules of the road result in far too many tragic accidents.
- Road rage – Road rage causes people to act irrationally. In some cases, drivers may weave in and out of lanes with little regard to those around them. In other cases, drivers may even hit another car purely out of rage.
- Weather conditions – New Jersey sees some pretty brutal weather. Even when the roads are clear of ice and snow, high winds and heavy rains can wreak havoc on the roads. Drivers need to slow down and stay alert to maintain control of their car. They are not immune from liability simply because the roads were bad.
- Rear-End Collisions – all too often drivers do not leave enough room to stop. Drivers in New Jersey have a duty to anticipate that the driver in front of them may stop suddenly, and must allow enough room to stop.
Contact Car Accident Lawyers at Taylor, Taylor, Cohen & Bowles Now
If you have been hurt in a car accident, we know what a difficult time this is for you. You are not alone. Our New Jersey car accident attorneys are here to help.
Contact Taylor, Taylor, Cohen & Bowles. We are the car accident attorneys who will fight for your rights and stand by your side – in and out of court.
This is a time when your focus needs to be on your physical and emotional recovery. Let us handle the rest. Contact us today and learn more about how we can help.